The Hobbits named it the Shire, as the region of the authority of the Thain, and a district of well-ordered business; and there in that pleasant corner of the world they plied their well-ordered business of living, and they heeded less and less the world outside where dark things moved, until they came to think that peace and plenty were the rule in Middle-earth and the right of all sensible folk. They forgot or ignored what little they had ever known of the Guardians, and of the labours of those that made possible the long peace of the Shire. They were, in fact, sheltered, but they had ceased to remember it.
Is it just me, or is this about the clearest take on white privilege you've come across before that concept really became a formal concept that was out there? If you're say Sam -- upper-working class hobbit from the heart of the Shire, then everyone you know has the same basic quality of life. They have a home, even the poorest can burrow himself a hole. He probably has a trade, even if it's just what his family's been doing for generations, and if he doesn't the land is rich enough he can probably scavenge for food pretty easily. Crime is rare, violence even more-so. You don't see the exceptions, so why the heck would you ever think it would be anything other than that?
I think it's going to make all that snark between the hobbits and Strider in a new light, if I make it that far. Why would anyone choose to hike around in the muck all day and come in looking like a vagabond, when of course he has a choice. I mean, who doesn't?